0% Finance

We at Living Reef Aquatics are happy to be able to offer the option of 0% Finance with Omni Captial.

If you spend £300 or more in-store or online you can choose to spread the cost of your purchase over 6, 9, 10 or 12 months all at 0% APR.

A representative example can be generated using the calculator on the right. 


How to select the Finance option on checkout:

Upon adding your items to your basket, proceed to checkout and fill in all details required.

Under the payment option (number 3) please select "OFFLINE PAYMENT" and you will see a message that states:

"Thankyou for selecting "Offline Payment"

"Offline Payment" is used for processing orders on a "Finance Plan"

After clicking "PLACE ORDER", Living Reef Aquatics will contact you to proceed with your finance application."

Continue with checking out the order and Living Reef Aquatics will contact you once the order has been placed to proceed with the finance.

Finance Terms and Conditions

If your application is successful, your order could* be ready for dispatch in as little as an hour** and in-store purchases can be taken away the same day.  

Finance is available over 6, 9,10 or 12 months, subject to status. To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than 3 years. Other conditions may apply and we cannot guarantee that your application will be accepted. Stock will not be allocated until the application has been completed and approved. We reserve the right to withdraw finance on certain products at any time. Finance is provided through a 3rd party external company, Omni Captial Retail Finance. If your application is successful. you’ll enter into a credit agreement with Omni Capital RF

Should you cancel your credit agreement and have already received products from us, then you will be liable to pay in full for the product (unless your cancellation rights apply).

*This applies to orders for items in stock. Please note if the item has to be ordered in it will not be available until in stock.

**Application has to be successful and deposit must be paid before goods can be dispatched or taken away. 

For more information or if you have any questions in relation to Finance please contact us.